{"id":18,"date":"2024-09-17T10:18:36","date_gmt":"2024-09-17T08:18:36","guid":{"rendered":"https:\/\/cofune.com\/blog\/que-incluye-un-seguro-de-decesos\/"},"modified":"2024-09-17T10:18:36","modified_gmt":"2024-09-17T08:18:36","slug":"que-incluye-un-seguro-de-decesos","status":"publish","type":"post","link":"https:\/\/cofune.com\/blog\/que-incluye-un-seguro-de-decesos\/","title":{"rendered":"\u00bfQu\u00e9 incluye un seguro de decesos?"},"content":{"rendered":"<p>Al fallecer un ser querido, sus familiares y amigos tienen que dejar de lado por unas horas sus sentimientos y hacer frente a diversas gestiones administrativas, que pueden resultar muy engorrosas. Adem\u00e1s, tambi\u00e9n deben desembolsar la gran cantidad de dinero que implica la despedida de una persona. Los seguros de decesos est\u00e1n pensados para evitar todas estas situaciones.<\/p>\n<h4>\u00bfQu\u00e9 implica un seguro de decesos?<\/h4>\n<p><!--more--><\/p>\n<p>Cuando contratamos un seguro de decesos nos aseguramos de que <strong>tendremos cubiertos los gastos<\/strong> derivados del entierro y, adem\u00e1s, la realizaci\u00f3n de todos los tr\u00e1mites burocr\u00e1ticos relacionados con un fallecimiento.<\/p>\n<p>En otras palabras, los seguros de decesos incluyen un capital para los gastos derivados del funeral y el entierro o inhumaci\u00f3n. Adem\u00e1s, tambi\u00e9n son un seguro de prestaci\u00f3n de servicios.<\/p>\n<h4>Las coberturas de un seguro de decesos<\/h4>\n<p>Si contratamos un seguro de decesos nos encontraremos especificadas en su p\u00f3liza todas las coberturas de las que podremos disfrutar en caso de fallecimiento.<\/p>\n<ul>\n<li>Los elementos del funeral: ata\u00fad o urna, l\u00e1pida, nicho, corona, esquelas\u2026<\/li>\n<li>La organizaci\u00f3n completa del entierro, desde la elecci\u00f3n del tanatorio a la inhumaci\u00f3n.<\/li>\n<li>Los tr\u00e1mites burocr\u00e1ticos necesarios para gestionar el entierro.<\/li>\n<li>El posible traslado de los restos mortales a un determinado cementerio.<\/li>\n<li>La repatriaci\u00f3n del cad\u00e1ver , con los tr\u00e1mites y gastos correspondientes que representa.<\/li>\n<\/ul>\n<p>La compa\u00f1\u00eda aseguradora asumir\u00e1 el pago de todos estos servicios <strong>en funci\u00f3n del capital contratado<\/strong> al formalizar el seguro de decesos. En el caso de que algunos de ellos no se usaran, la aseguradora <strong>deber\u00e1 devolver el importe<\/strong> que representa a los herederos del tomador del seguro.<\/p>\n<p>Usar un comparador de seguros para comprobar qu\u00e9 coberturas espec\u00edficas nos ofrece cada compa\u00f1\u00eda nos permitir\u00e1 saber qu\u00e9 p\u00f3liza nos ofrece la mejor relaci\u00f3n calidad \u2013 precio, teniendo en cuenta el capital contratado y los servicios ofertados.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Al fallecer un ser querido, sus familiares y amigos tienen que dejar de lado por unas horas sus sentimientos y [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":46,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[7],"tags":[],"class_list":["post-18","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tramites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfQu\u00e9 incluye un seguro de decesos? 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